Your budget is, perhaps, the most important aspect of your financial health.
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Learning to Budget
Budgeting isn't about restriction, it's about prioritizing. The best way to avoid financial strain is to know where your money is going and plan ahead!
Learn about income and expenses and why they're fundamental in maintaining a budget.
Anticipate monthly and yearly expenses and manage your income with this budget calculator.
Creating a budget that works for you is essential to financial wellness and freedom.
Get tips to decide where you should splurge and where you should save.
Food can eat up your budget. Learn how to reduce your food bill with simple steps like limiting trips to restaurants and planning grocery shopping.
Set a goal for reducing your budget each month, then evaluate your expenses and create new goals.
Outline your savings goals and timelines to see how saving with a purpose can help make them happen.
Learn how much you can afford to pay for rent and how that relates to the recommended amount.
Use the Financial Wellness Assessment to discover your personal finance strengths and weaknesses.
Explore your options for earning extra income and see how much you could bring in every month.
Financial literacy is knowing what finances are and how to spend, save, and manage money effectively. But it’s not a light switch—you don’t flip the switch and be done with it.
Make the first steps toward creating a college budget by learning specifics about fixed and variable expenses.
Packing a lunch or eating out is often a decision made out of habit or routine, rather than conscious choice.
